July 2025 saw UK house prices rebound by 0.6% to an average of £272,664 as the market recovered from stamp duty effects; annual growth up 2.4% .

UK housebuilding PMI dropped to 44.3 in July—the sharpest decline since early 2020—raising concerns about meeting housing targets; commercial property lending remains robust .

New affordability rules expanded mortgage borrowing capacity by ~20%, boosting buyer activity and stabilising prices; London rents averaged £2,712/month in Q2 2025 .