Can First Time Buyers Still Get On The Property Ladder In 2025?
Getting on the property ladder in 2025 is difficult, but not impossible. While the market presents major challenges, savvy first-time buyers who plan
ahead, explore assistance options, and stay informed can still secure their first home.
If you’re a first-time buyer in the UK, don’t give up but do get educated, get advice, and get creative.
- Challenges: High deposits (£60k+), rising interest rates, expensive rents.
- Support: First Homes, Shared Ownership, Lifetime ISA, guarantor mortgages
- Affordable Areas: Manchester, Leeds, Nottingham, Swansea, parts of Scotland
- Tips: Save early, consider joint/long-term mortgages, use schemes, stay flexible
Buying Property In 2025?
Understand Leasehold VS Freehold First
In 2025, knowing leasehold vs freehold is vital for UK buyers. Freehold means full ownership, while leasehold is limited-term with costs like ground
rent. Recent reforms simplify and reduce the cost of lease extensions, remove the two-year ownership rule, and improve service charge
transparency. Moves toward commonhold also boost leaseholder rights, making leasehold fairer and buying smarter.
THE BEST WAY TO BUY & SELL YOUR HOME
The best way to buy or sell your home is to be well-prepared and informed. Buyers should get mortgage pre-approval and research the market, while sellers need to price competitively and showcase their property with great photos and staging. Working with trusted estate agents and maintaining clear communication helps ensure a smooth, successful transaction.